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In this report, we have set out a description of the types of personal deposit accounts available and the most up to date rates offered by banks and building societies. These are the rates that we recommend but there may be better rates available with lesser known providers. BFP has not conducted an in-depth review of the financial stability of each of these institutions but can confirm that they are all covered by the FSCS.
Whilst there may be other financial institutions offering higher rates of interest, their exclusion from the UK Financial Services Compensation Scheme means we choose not to recommend them at this point in time...